Ricardo is a brilliant and superb executive. He is well versed in all the aspects of running a business in the right way. He has an ability to communicate, listen and execute. I met Ricardo in 2001, Puerto Rico, Small Business Development Center. He helped my family corporation to develop the business and find financing. Since then, he has been providing consulting services on a frequent and permanent basis. I recommend Ricardo in any capacity or situation. His involvement in a business guarantees a success